Protecting the interests of Manufacturers, Wholesalers, Retailers and Individual Collectors
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How Does Jewellery Block Insurance Work?
Jewellery block insurance is a specialised coverage designed to protect high-value goods across the entire supply chain, such as finished jewellery, gemstones, and precious metals.
Unlike standard commercial property insurance, this policy is explicitly tailored to the unique risks faced by jewellers, wholesalers, manufacturers, and logistics partners.
The policy provides all-risk coverage, which protects against a wide range of perils unless explicitly excluded. This includes theft, accidental damage, loss in transit, fire, natural disasters, and even mysterious disappearance under certain conditions.
What Is Covered?
1. Stock in Trade
Inventory stored on-premises or off-site (e.g., safes, vaults, or exhibitions).
2. Goods in Transit
Shipments between locations or during export/import operations.
3. Customer Property
Jewellery that belongs to clients but is temporarily in your care for repair or appraisal.
4. Employee and Event Coverage
Items carried by employees or displayed at trade shows or auctions.
5. Worldwide Protection
Many policies offer international coverage, which is crucial for businesses operating across borders.
According to Allianz Global Corporate & Specialty (AGCS), jewellery and precious metal theft remains a top concern in international trade. There are increasing incidents involving professional theft rings and in-transit loss. A Jewellery Block Insurance policy helps mitigate these growing risks with tailored solutions.
Your Insurance Expert
We deliver tailored advice to fit our clients’ requirements and ensure they understand the options available to them. Contact us for a free personalized assessment of your policy needs.
Why Azure Risk?
At Azure Risk, we work with jewellers, traders, and global logistics partners to design policies that reflect the full scope of their business risks. Our team understands that every supply chain differs, from local retailers to international suppliers.
Partner With Us!
When you partner with us, you get more than a policy; you get proactive support, detailed risk analysis, and access to leading underwriters experienced in the jewellery trade. We will help you stay compliant, protected, and competitive, no matter the size or complexity of your business.
