Azure Risk’s comprehensive Private Medical Insurance can incorporate global cover, inpatient and tailor-made outpatient benefits, preventative care, active sports cover, maternity and childbirth, vaccination cover, and cancer. 

Pre-existing conditions can be covered subject to medical underwriting. Our specialist brokers will guide you through this process to achieve the best-underwritten offer. 

Depending on the plans, these can include a range of categories (but not limited to):

• Inpatient
  • Hospital rooms (ward, semi-private or private)
  • Intensive care
  • Medication during hospitalization
  • Surgeon and attendance, anaesthetist, and operating theatre fees
  • Physician and specialist fees
  • Diagnostic testing
  • Transplants
  • Emergency/non-emergency transportation
• Outpatient
  • Doctor appointments (general practitioner/specialist)
  • Prescription medication and vaccinations
  • Outpatient surgery
  • Home nursing
• Dental
  • Consultations and examinations
  • Routine treatment (cleaning, fillings, root canal)
  • Major treatment (tooth adjustment, periodontist treatment, gingivitis, crowns, bridgework, repairs)
• Maternity
  • Pre- and post-natal treatments and examinations
  • Medically prescribed caesarean
  • Delivery expenses (normal or complicated)
  • Hospital or home delivery costs
• Alternative Therapy
  • Traditional Chinese medicine
  • Osteopathy
  • Chiropractic treatment
  • Acupuncture
  • Homeopathy

Talk to us about your protection needs and budget so we can safeguard your health by putting in place a customized Private Medical Insurance plan to reduce the financial impact of major medical incidences.