Public Liability Insurance

Solutions For Your Premises Or Business Operations

Public Liability Insurance

What is Public Liability Insurance?

Public Liability Insurance protects your business’ legal liability against accidental death, injury and/loss or damage to property arising from your operations to third parties (customers, suppliers, and the public at large).

Do I need Public Liability Insurance?

In the event of an incident occurring Public Liability Insurance provides financial protection for you, your employees and your business against all costs and expenses incurred in defense of justified and unjustified claims against you.

If you interact with the general public as part of running your business, there is always a risk that an accident could occur. If a customer trips on an item at your business premises, or an employee damages customer property, you could be legally liable to cover the costs. Public Liability Insurance ensures that an injured party receives fair compensation without putting your business at risk.

Looking for Public Liability Insurance?

What does Public Liability Insurance cover?

  • Injury to, and associated medical costs incurred by, members of the general public at your business premises or in relation to your business activity.
  • Damage to someone else’s property, whether it is a physical premise (such as a building) or an item they own.
  • Other third-party expenses awarded against you, e.g. legal fees.


Azure Risk works with you to discuss and assess your unique business operations, and we tailor our Public Liability Insurance to protect you against legal liability claims arising in connection with your premises or business operation.

Azure Risk is backed by experienced brokers who know how to arrange complex Public Liability policies relating to large scale events including motor and endurance sports, conferences and carnivals. We understand the unique requirements that may arise from various stakeholders involved, including multiple-organizations, the government, and licensors.

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